|
Mortgage Payment
Calculator |
|
Very easy to use and similar
to what you've seen all over the web. |
|
. |
|
Multi Loan Payment
Calculator |
|
Allows you to calculate
several different loans at once so you can compare payments. |
|
. |
|
PITI
Calculator |
|
Adds taxes and insurance to
your mortgage payment. Useful because this is how your lender
calculates your monthly housing costs to determine your qualifying
ratios. If you are impounding your loan, it helps you to know
what your total monthly payment will be. |
|
. |
|
Qualifying
Calculator |
|
How much income does it take
you to qualify for a particular home? This calculator will tell
you. However, you may want to adjust the qualifying ratios to
33/38 or whatever your local lender recommends. |
|
. |
|
Affordability
Calculator |
|
How much house can you
afford with your income? This calculator helps and is designed
for those putting less than twenty percent down. |
|
. |
|
Rent
vs. Own |
|
Rents have risen
considerably recently. This calculator helps to show what your
net gain may be in owning rather than renting, taking many
considerations into account. |
|
. |
|
Principal
After X Years |
|
Perhaps you plan to sell
this home in five years and want to know what your mortgage balance
will be at that time. |
|
. |
|
Principal
Prepayment Calculator |
|
This mortgage calculator
tells you when your normal payoff would be and when it would be if you
paid a specific extra amount each month. |
|
. |
|
Prepayment
Analysis Calculator |
|
Suppose you want to pay off
your mortgage in a specific period of time. How much should you
pay monthly to accomplish your goal? |
|
. |
|
Prepay
Principal or Invest the Money? |
|
This calculator will help
you make the decision on whether it makes more sense for you
financially to pay down your mortgage or put some money away in
financial investments of various kinds. |
|
. |
|
Bi-Weekly
Mortgage Calculator |
|
A bi-weekly mortgage is
basically the same as making one extra mortgage payment a year.
This calculator tells you how quickly you would pay off your mortgage
if you were making the payments once every two weeks instead of once a
month. |
